Compare the Best Gold IRAs and the Best Crypto IRAs | IRA Company Reviews

Find the precious metals IRA and cryptocurrency investment company in 2023 that matches your retirement goals.

Here’s a preview of what you’ll find here:

Soaring Inflation Spurs the Rise of Precious Metals and Cryptocurrency Investments

A recent poll in all 50 U.S. states reveals a grim picture of financial unpreparedness in the U.S., confirming that although 94% of Americans are upset or fearful about the crippling 40-year high inflation levels, more than 4-out-of-5 adults admit they have done nothing yet to hedge their investment portfolios from free-fall.

Today’s Investment Solution to Rising Inflation –
Rollover into Alternative Assets with Gold, Silver and Bitcoin

However, the 1-out-of-5 Americans who are wisely turning to alternative assets during the shattered economy of the past 12 months are overwhelmingly choosing to invest in physical gold, silver and Bitcoin by rolling over at least 5-15% of their traditional IRA into gold and crypto IRAs hedge their wealth against soaring inflation rates.

The survey, reviewed in Yahoo Finance, also reveals that while U.S. Treasury-Inflation-Protected-Securities (TIPS) have fallen out of favor with investors, gold, silver and Bitcoin investments have significantly risen. Here are the facts about the growing trend to invest in precious metals and cryptocurrencies:

• A rough estimate is that more than 12% Americans own gold as an investment, a huge rise up from an estimated 3% in 2010.

Just in the past 12 months, nearly 10% of adult Americans added gold and silver due to inflation concerns, and 5% have added Bitcoin and other cryptocurrencies to their holdings.

“Will I Run Out of Money in Retirement?” – Retirees Greatest Fear in 2022

Full Reviews for You to Compare the Top 8 Gold and Bitcoin IRA Companies

You’ve envisioned a happy and secure retirement in a community you enjoy, traveling to new places and coming home to a secure and safe home, knowing you’ve saved up for any needs as well as helping your kids and grandkids.

Having a secure retirement plan in place brings you peace of mind, knowing that you’re more likely to than most to live comfortably now and during your retirement years, with your investments hedged again any crisis or upheaval in your personal situation or the economy.

The Solution: Alternative investments protect your wealth from loss in recession, inflation, shortages, war or pandemics

Who could have predicted the devastating financial losses that occurred during more than two years of the Covid pandemic, or the global shortages and inflation from the war in Europe?

So many things in the world are not under our control, so how can you predict what’s next? What can you control to ensure wealth preservation during times of economic instability?

Investing now in gold and digital currency with a self-directed IRA puts you more in control of your financial future

It’s good to know that there are some things you can do and ways you can invest that will provide a hedge against dollar devaluation, stock market plunges, and inflation that will preserve more of the purchasing power of your retirement savings.

Like millions of other investors and retirees saving for the years ahead, you’re looking for ways to invest that will protect your wealth.

The wisest action is to diversify your portfolio by transferring a reasonable percentage of your savings into precious metals and the newer digital currencies that are not dependent on central banking control.

Now, the question is:

Which gold IRA or Bitcoin IRA company is the best match for my goals?

How Can I Decide Which Gold IRA or Crypto IRA Company is the Best Match for My Goals?

All of our top gold IRA and Bitcoin companies review earned near-perfect or very high ratings, as well as multiple 5-star reviews from their clients. Although you can’t go wrong choosing any one of these top companies, answering these questions can help you clarify your current financial position, plan your future financial goals, and understand your own investing style to narrow down your search:

• Do you only want to invest in gold and precious metals, or only in crypto currencies? Or do you want to keep your options open to invest in both?
• Do you need a company that gives a lot of guidance and educational resources to open a self-directed IRA with gold or crypto, or are you experienced enough to navigate the website, forms and trading platforms with less hand-holding?
• Do you want the option to buy a wide range of gold, silver, platinum and palladium coins or are you only interested in gold and silver options?
• Do you mainly want to hold Bitcoin and Ethereum, or are you interested in actively trading more of the top crypto currencies?
• What criteria or which partner companies do you feel most comfortable with regarding the storage, insurance and security of your precious metals and crypto currencies?
• Are you looking to also hold emergency gold and silver in a home safe to meet your family and business needs in case of sudden hardship?
• When it’s time to take your required minimum distributions, are you looking for a company with a fast and no-fee buyback program, or are you planning to receive your assets in metals or crypto transfers?

Click on any of the links below to get started today with a top-rated company:

Choose  Your IRA Gold and Crypto Options

iTrustCapital – Best for an Innovative Gold, Silver and Crypto Solution and Low IRA Fees

iTrustCapital has some of the lowest fees for setting up and operating your IRA account. Founded in 2019, the company has excellent reviews in Google and Trustpilot.

In 2020, iTrustCapital added both gold and silver as digital assets for purchase and trading on their platform along with their crypto offerings for their clients’ self-directed IRAs. With their cutting-edge technology, they have delivered a truly innovative solution for investing in multiple alternative assets.

The iTrustCapital system allows clients to place orders for digital ownership rights for gold and silver at any time of the day or night with trades being handle through Kitco, a precious metals industry leader. Ownership is tracked digitally through a blockchain ledger on the VaultChain platform. The physical gold and silver being traded is stored at the Royal Canadian Mint.

Crypto Coins and Tokens Supported

An IRA through iTrustCapital has over 25 different types of coins available, including Bitcoin, Ethereum, Steller, Uniswap, Bitcoin, Solana (SOL), and more.

Enjoy Lower Fees from iTrustCapital

Unlike some other alternative IRA providers, the company is transparent about its fee structure:

• $0 monthly account fee
• 1% crypto transaction fee
• Gold transactions – $50 over spot per ounce
• Silver transactions – $2.50 over spot per ounce

  You can find more information on iTrustCapital in our full review.

Noble Gold & Noble Bitcoin Review –
Best for Texas Gold Storage and Independent-Minded Investors

A newcomer to the industry, Noble Gold was formed in 2016 and stood out for us as having great value precious metals segregated storage as part of their service. The company was founded by two friends with over 25 years of financial experience between them who wanted to improve transparency in the gold investment industry. It has quickly become established as a trusted precious metals IRA firm with many enthusiastic reviews.

Noble Bitcoin was added as a subsidiary company in 2017. Noble’s contribution to the crypto industry is in its founders’ implementation of providing their clients with a simple fee structure for purchasing cryptocurrencies. At this time, they offer only four of the best digital currencies: Bitcoin, Ethereum, Litecoin, and Ripple, which is less than most of their competitors, but these are the main coins that investors tend to hold long-term in a self-directed IRA.

Growing Reputation with Excellent Customer Service

In just eight years, Noble has established a stellar reputation for its IRA services. Trustlink is reporting a perfect 5-star rating across 123 reviews, and the company has recently been awarded a Double-A rating on Business Consumer Alliance, and an “A+” with the Better Business Bureau.

Straightforward Noble Gold Fees; Inquire about Noble Bitcoin Fees

Unlike most other gold IRA companies, Noble lists the fees for opening a gold IRA on their website as follows:

• No IRA account setup fee
• Annual account fee: $80 flat rate
• Segregated storage: $150 per year (Texas or Delaware)
• Custodian fee: Approximately $100 per year but depends on the custodian chosen

Although Noble Bitcoin has a straightforward system of fees for trading crypto, they are not listed on the website, so speaking to a crypto IRA specialist when you contact the company is the best way to learn about the crypto side of your IRA.

Noble Bitcoin Company’s Digital Assets Storage

Noble Bitcoin has selected a trusted third-party company, BitGo, to manage the storage of their clients’ cryptocurrencies. BitGo provides clients with a multi-signature crypto wallet that allows customers to have peace of mind about the security of their digital currencies.

Read our more detailed Noble Gold & Noble Bitcoin review to find out more.

Augusta Precious Metals Review –
Highest-rated Customer Service and Best for Serious Investors

Augusta Precious Metals, established in 2012, has two offices located in Casper, WY and Beverly Hills, CA. Their mission is to “help every client protect their retirement with gold and silver premium coins and bullion,” and their team of gold and silver experts work hard to keep that promise.
Augusta offers life-time customer service, and gets the highest satisfaction ratings from their clients for this important feature, especially for their free one-on-one web meetings to answer any questions you have.

Unmatched Customer Service Ratings and Ethical Guidelines

With zero customer complaints on file at the BBB or the BCA it is clear to see why Augusta Precious Metals is considered the best for gold IRA customer service. Their dedicated team of experts in gold and silver investing look after clients for the lifetime of their investment.

Reviews across the board for Augusta are nearly all positive and any concerns are addressed promptly. They even have an internal compliance team working to ensure that the company adheres to their strict ethical and legal guidelines.

Augusta PM Attracts Serious Investors and Professionals

Due to Augusta’s spotless reputation, professionals and high-earners, such as doctors, lawyers, business owners, and financial advisors’ clients feel secure investing at least 15-20% of their holdings into their gold IRAs as a hedge against recessions, inflation, the devaluation of fiat currency. Augusta’s high minimum investment of $50,000 means that the company attracts investors with larger rollover plans who are looking to protect their wealth through portfolio diversification.

More About Augusta: Best Leadership with Augusta CEO Isaac Nuriani

The company has become well-known for its superior leadership team with Isaac Nuriani as its CEO, guiding American investors to protect their wealth against flawed economic policies that favor central banks rather than individuals. He launched APM with a vision dedication to ethics and transparency in finance as a member of Ethics.net and the ICTA.

Augusta Precious Metals Costs & Fees and Buyback Service

Costs and fees for accounts with this company include:

• Minimum Purchase Requirement – $50,000
• Annual Account Fee – a $50 setup fee plus an $80/year maintenance fee
• Storage Fees – depending on the storage location, approximately $100 annually
• Custodian Fee – between $75-$200 per year, based on your chosen custodian

For more information, check our full Augusta Precious Metals Review.

Goldco Review – Experienced Company and
Best for Retirees and Pre-Retirement Investors

Goldco is a gold investment company based in Woodland Hills, CA and operating since 2006. Specializing in precious metal IRAs, they offer a wide range of coins and bars in gold, silver, platinum and palladium.

Years of Experience Brings Top Ratings and Trust as a Gold Investment Company

Highly-experienced companies like Goldco with their famous “white-glove” client care, make it easy for retirees and pre-retirement investors to take action on setting up a self-directed IRA, rollovers from existing accounts, and yearly contributions.

Goldco has an A+ rating from the Better Business Bureau (BBB) and a Triple-A rating from the Business Consumer Alliance (BCA). Particular praise is given for their IRA consultants’ knowledge of the different products provided by the company.

Goldco Loves Helping Seniors, Retirees, and Investors Build Their Retirement Portfolios

Retirees come in all ages. Although the majority are seniors, there are still around 40 million people, the last half of baby-boomers, who are preparing to retire. Also, the last 10 years have brought in younger investors from the “FIRE” movement (Financial Independence, Retire Early), who are saving for retirement as young as 30 or 40 years old, and who are investing in gold and crypto currency IRAs.

Goldco’s Famous “White-Glove” Customer Care

Founded on the principle of providing Americans with the education and means to protect their retirement savings from the ravages of inflation and market volatility, Goldco is widely acknowledged for its excellent customer service.

Customer reviews across the many independent review sites are strongly positive and the few complaints quickly resolved in most cases.

Trusted Storage and Custodian Services

Goldco works with 7 depositories across the U.S. They also often offer a great promotion for new clients with up to 10% back in free silver coins for opening an account, competitive pricing, and an excellent buyback program. Goldco is a great choice for many types of investors and retirees who are looking for alternative ways to protect their savings in the years ahead.

Goldco Costs and Fees

Goldco’s 2023 Fee Structure, directly from Goldco:

“The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.

Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.”

Birch Gold Group Review –
Longest Established Gold IRA Company and Best for New Investors

If longevity in a financial company is important to you, Birch Gold Group, founded in 2003, is the longest-established of our top-rated providers. One of the most respected precious metals IRA firms in the industry, they use their experience to help educate and empower customers in making the right choices with their retirement investments.

More about Birch Gold: Top-Rated Customer Service

With such a long-established company, you expect to find a mixture of comments and ratings across the independent review sites, but Birch Gold, shows up with a highly positive review profile. Establishing trust over time with their clients, and their commitment to providing educational resources is what makes Birch Gold a great company for investors new to self-directed IRAs.

Birch Gold Group Costs and Fees

As with many alternative investment SDIRA firms, the pricing structure isn’t available on the company website; however, when you contact an IRA consultant, you’ll get a complete list of fees for the account and for your precious metal purchases, as well as any current promotions for new customers.

Our research shows some figures to give you an idea of their usual fees:
• One-time account setup fee – $50
• Custodial fees – depends on custodian, but typically around $100 per year
• Storage fees – depends on the chosen storage firm, but usually around $100 per year

For more detailed information check out our full Birch Gold Group review.

Bit IRA – Best for Crypto Security and Top Ratings

Next on our list of cryptocurrency IRA companies is BitIRA, which appears to be one of the most secure digital currency IRAs in the world. They back up their high-security claim with end-to-end insurance, cold storage in grade-5 nuclear bunkers, and multi-factor, multi-encrypted authentication. The firm also has the best ratings on both the BBB and the BCA sites.

BitIRA supports more than 18 major crypto currencies for investment and trading

BitIRA offers a good selection of the major digital coins and tokens for their SDIRA, including Bitcoin (BTC), Bitcoin Cash (BCH), Chainlink (LINK), Ethereum (ETH), Ethereum Classic (ETC), Litecoin (LTC), and more.

BitIRA’s fee structure and costs

BitIRA works with Equity Trust or Preferred Trust, and both have their own fee structure that you can find by contacting them directly.

The minimum investment to open a crypto IRA is $5,000. Although BitIRA does not openly publish their trading fees on the website, other fees are published, and include a $50 account setup fee, an annual fee of $195 for maintenance, and a 0.05% per month offline storage fee.

Coin IRA – Best for Customer Support & Low Fees

Another top-rated crypto IRA company is Coin IRA, which has earned excellent reviews online making it the best for customer service and support. Founded in 2017, their mission is to deliver excellence, exceed customer expectations and build a lasting relationship based on trust, which their clients agree they have succeeded on delivering.

19 IRS-Approved Cryptocurrencies Offered

Coin IRA offers around 18 coins and tokens that are approved by the IRS to hold and trade in your self-directed IRA, including Bitcoin (BTC), Ethereum (ETH), Bitcoin Cash (BTC), Ethereum Classic (ETC), Litecoin (LTC), and other top coins.

No account fees at Coin IRA and low transaction costs

One thing that makes CoinIRA stand out from other companies is its very popular no-fee structure as well as its relatively low transaction fees.
•

• No setup fees
• No storage fees
• No account maintenance fees
• Transaction fees – 1.25% on buys, 1% on sells

You can find more detailed information in our comprehensive Coin IRA review.

Bitcoin IRA Review– Best for Savvy Crypto Investors & A Fast Trading Platform

Founded in 2015 as the first crypto IRA company, Bitcoin IRA provides a fast 24/7 trading platform that allows customers to self-trade any time of the day or night. A pioneer in the crypto IRA industry, this company is best for investors who have a base knowledge of crypto currencies and trading.

Other features that make Bitcoin IRA stand out among other companies are

1. Its huge offering of over 60 crypto currencies that can be held and traded.
2. Its Saver IRA that can be opened with as little as $100 with monthly automatic transfers for dollar-cost-averaging into crypto currencies.

Over 60 crypto currencies available on Bitcoin IRA’s platform

Bitcoin IRA really shines with its long list of crypto coins and tokens available for investment, many more than other crypto IRA companies, including Bitcoin (BTC), Ethereum (ETH), Ripple (XRP), Litecoin (LTC), Stellar (XLM), Zcash (ZEC), Bitcoin Cash (BCH), Ethereum Classic (ETC), Digital Gold (DG), and many more top coins.

Bitcoin IRA’s unique “Saver IRA” with dollar-cost-averaging for auto-investing

For people who are new to crypto, or any investor who wants their account to run on auto-pilot, Bitcoin IRA’s “Saver IRA” fills the bill as one of the best options that can be opened with as little as $100 (or more), with automatic bank transfers you set of $100 or more a month. This type of IRA is linked to your regular savings or checking account for monthly automatic transfers into your IRA (within the guidelines of set IRA contribution limits) and are used to invest in the cryptocurrencies you select. This IRA option is a key investment strategy for several reasons:

• A great way to put crypto into your retirement account when you don’t have a large rollover to start an IRA
• Puts your contributions on auto-pilot so you can set it and forget it. Extremely easy and tax-optimized investing.
• Utilizes dollar-cost-averaging (DCA), a time-honored investment strategy that gives you the best average cost for purchasing crypto assets over time.

Bitcoin IRA’s higher fees include its services and security

Bitcoin IRA’s excellent services, online educational resources and fast trading platform come at a price, with fees that are quite high compared to other companies, including a setup fee of 5.99% of incoming rollover funds and a monthly administration fee of 0.08% of your holdings. However, these fees include services that other companies charge separately, such as the cost of processing your rollovers from existing accounts, as well as your custodial and security fees. You’ll be given a personalized fee structure when you speak with an IRA consultant.

Check out our full Bitcoin IRA review for more information and insights.

IRA Category 1:
GOLD + CRYPTO IRA Companies

Speak to an iTrustCapital Gold + Crypto IRA Consultant

Speak to an Noble Gold + Crypto IRA Consultant

IRA Category 2:
PRECIOUS METALS-ONLY IRA Companies

IRA Category 3:
CRYPTO-ONLY IRA Companies

Speak to a CoinIRA Crypto IRA Consultant